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12/09/2020 Two-wheeler riders in India are often subjected to the bias of being the ones that cause all the problem on the road. That is why in the event of a traffic incident there are certain things that you must follow if you are on a two-wheeler, either a motorcycle or a scooter, which will not only ensure your own safety but also give you the evidence to claim insurance and justice.
Here is everything you need to know about dealing with the bias and stereotype that is associated with motorcycle riders and getting your due compensation against any damage to the two-wheeler or to yourself.
Leaving Immediately
This is a tricky situation especially in certain locations in India where if you find yourself in a bad locality with a high crime rate or a tendency in the community commit crimes and strong arm their way out of it, then it might be a good idea to get out of the location and approach a police station at the earliest.
For all other situations, you must not leave immediately after an incident has happened. This gives people the impression that you were at fault which made you run from the scene. Under the worst-case scenario somebody might report your license and registration number to the police which might entail other legal complications later on. Always stay at the location and gather information on the faulty party without being aggressive. It is important that you have the emergency phone numbers to call the police immediately after the incident.
Expecting The Other Party To Accept Fault
For frequent riders and daily commuters, the need for gathering visual evidence at every moment of the ride has become extremely important, especially in unruly traffic conditions that’s common in cities and highways. Wearing a GoPro or a 360-degree camera on your helmet is the best way to continuously capture the video of your ride so that you can use it to prove your innocence as well as to claim insurance and justice for the mishap that happened with you.
If the faulty party is not willing to accept their mistake and instead starts blaming you in front of the police, you can always use the visual evidence to show what actually happened. Under no circumstances should you expect the other party to accept their fault because it entails monetary expenses which they will try to avoid. It might go as far as influencing the authorities to look the other way and prevent you from filing an FIR report. In that case, you can use evidence to file an FIR online and tag local authority officials requesting them to look into the matter and to give you justice. If nothing else, the evidence will at least help you get the insurance payout to repair your motorcycle and to pay for medical expenses if any.
Getting Into ‘Fight-mode’
No problem was ever solved by fighting over it. Having said that, you must not take a very soft approach because you never know how people might take the opportunity to put the blame on you and extract some money out of you! Be confident and discuss how the faulty party wants to resolve the problem. If that does not seem to be working, then call the police and ask for assistance. If you have a lawyer that you personally know, get in touch with the person and explain the situation and ask for his or her advice before calling the police.
Ignoring the Need for Medical Check-up
The rush of adrenaline immediately after an incident can muddle your judgement and make you think that you do not need any medical assistance. In many cases, internal injuries are not immediately evident which is why you should speak to a doctor and explain the incident so that he or she can order necessary medical enquiries and investigations to find out if anything requires further medical attention or treatment. For external injuries such as cuts and bruises, approach a doctor and have them look into it and treat it properly with antibiotics and antiseptic medicines, besides having it bandaged.
Not Reporting the Incident
If all the parties involved in the incident can mutually agree upon resolving the issue and paying compensation, then it might not be necessary to involve the police. However, if you feel that you have not received the adequate justice and compensation for the loss incurred upon you, do not be influenced by the faulty party to not report the incident to the police. If you are being threatened, get yourself out of the location smartly and then use the online FIR registration portal (that is available for most city police departments) to lodge your report without fail. This is important because failing to do so may prevent you from getting compensation from your insurance company.
To put it all in a nutshell, never leave your home without a branded motorcycle helmet and other riding safety accessories, have good situational awareness of everything that is going around you on the road and ride safely. In the unfortunate event of being in an incident, keep your cool and try to resolve the problem without escalating matters further.